A newly launched scheme by the C.M Punjab Maryam Nawaz Sharif is going to provide interest-free loans to all eligible individuals that can be used to build a house. Eligible people must submit an application form as soon as possible to get the benefit amount quickly. The benefit amount must be returned within seven years without any interest.
Apni Chhat Apna Ghar Scheme 2024
On 14 August 2024, the Chief Minister of Punjab Maryam Nawaz Sharif introduced a new scheme named “Apni Chhat Apna Ghar” to provide interest-free loans to the owners of plots 5 Marlas for Urban areas and 10 Marlas for Rural areas. The main objective of this scheme is to provide affordable houses to low and modest-income Pakistani households. The individuals such as government or local organization workers and laborers, now get a chance to become homeowners.
Apni Chhat Apna Ghar scheme 2024 offers you a financial amount according to the specific installment plans when eligible individuals submit a valid application form. To get the benefit amount individuals must be permanent residents of Punjab have an income under Rs 60,000, and don’t have any home ownership.
Who Is Eligible For Apni Chhat Apna Ghar Scheme in 2024?
It is very important for you to satisfy the eligibility requirements of the Apni Chhat Apna Ghar scheme 2024 to get a benefit amount. The eligibility criteria for Apni Chhat Apna Ghar are listed below.
- Interested individuals must be permanent residents or citizens of Punjab Pakistan.
- Applicant must be a head of his/her (nucleus) family according to the NADRA record.
- Interested Applicants should not be a loan defaulters of any type of financial institution.
- Candidates don’t have any type of criminal record such as not taking part in any anti-state or anti-social activities or any type of other crimes.
- Candidates must be a sole owner and possessors of a part of land with a maximum measurement of 5 Marla or under in urban areas and land of more than 10 Marla in rural areas anywhere in Punjab, where they want to build their house.
- Applicants must satisfy the income limit of the Apni Chhat Apna Ghar scheme 2024. The income limit set for the Apni Chhat Apna Ghar scheme 2024 is less than 60,000 Pakistani rupees.
What are the qualifying districts for the Apni Chhat Apna Ghar scheme in 2024?
Only the qualifying districts can apply for the Apni Chhat Apna Ghar program in 2024. The full list of qualifying districts for the Apni Chhat Apna Ghar scheme is listed below.
- Lahore
- Gujranwala
- Sialkot
- Faisalabad
- Nankana
- Kasur
- Narowal
- Sheikhupura
- Okara
- Mandi Bahauddin
- Khanewal
- Multan
- Sahiwal
- Rajanpur
- Vehari
- DG Khan
- Lodhran
- Rahim Yar Khan
- Sargodha
- Jhang
- Chiniot
- Toba Tek Singh
- Bahawalpur
- Bahawalnagar
- Attock
- Rawalpindi
- Chakwal
- Gujrat
- Jhelum
- Muzaffargarh
- Mianwali
- Bhakar
- Khushab
How to apply for the Apni Chhat Apna Ghar scheme in 2024?
After satisfying the eligibility requirements you can apply easily in 2024 for the Apni Chhat Apna Ghar scheme by following the step-by-step procedure.
- Navigate to the https://acag.punjab.gov.pk/Layouts/CMMessageDetail website.
- From the menu bar options hit the register button.
- A form is displayed on the screen.
- Enter all the required details such as your name, CNIC number, father’s and husband’s CNIC number, gender, email address, phone number, division, District, tensile, city, etc.
- Enter a password and then confirm your password.
- After verifying all your entered details, submit your application by pressing the register button.
Apni Chhat Apna Ghar 2024 Scheme Offered Amount
The Apni Chhat Apna Ghar 2024 scheme is very affordable. Every apartment costs Rs. 1.5 million, now only with Pakistan’s government 60% subsidy-eligible individuals need to pay only 40%. This amount can be paid through https://dgpr.punjab.gov.pk/ webpage with the rest paid in smooth and easy installments on a monthly basis of Rs. 26,000 over five years. According to some rumors you need to pay only 14,000 per month over a seven year period. The Apni Chhat Apna Ghar scheme that came into effect by C.M Maryam Nawaz Sharif in 2024 provides a golden opportunity for low and modest-income families to get a personal affordable house.
When will you get the loan amount of Apni Chhat Apna Ghar in 2024?
After submitting a valid application form the officials will review your application and if your application is approved then it is anticipated that you will get the benefit amount of the Apni Chhat Apna Ghar scheme within a few weeks. The exact payout date is not officially announced yet. The payment receiving date basically depends on the application processing speed of the officials and the Number of submitted application forms.
How much time can you take to pay back?
In an Apni Chhat Apna Ghar scheme, you should pay back the loan amount over a maximum period of 7 years. This long payback period is basically designed to make it easy for low-income households to pay the monthly installments easily. The loan amount will be interest-free. In other words, you don’t need to pay any type of interest or hidden service charges or fees on the Apni Chhat Apna Ghar loan amount.
How can you check the status of your Apni Chhat Apna Ghar 2024 program application form?
If an eligible individual follows the below step-by-step guidance to check the status of your Apni Chhat Apna Ghar program application then it will become so easy for him to view the current status of his submitted application.
- Navigate to the official website of the Apni Chhat Apna Ghar 2024 scheme at https://acag.punjab.gov.pk/ .
- From the menu bar options locate the login button and hit it.
- After that, find the “check the status of the application” button from the available options.
- You need to press it.
- Enter all the necessary details and then hit the check status button to view the current status of your Apni Chhat Apna Ghar 2024 application.
Where can I contact for assistance about the Apni Chhat Apna Ghar scheme in 2024?
Interested individuals can contact the Punjab Housing and Town Planning Agency (PHATA) helpline to get assistance with the Apni Chhat Apna Ghar scheme in 2024. The official contact Number are 042-99213419, and 99213428 and you can also contact us through email at info@phata.punjab.gov.pk. when you contact this number or email they will provide you with all the detailed information and help about your Apni Chhat Apna Ghar scheme application eligibility, payout date, available amount, etc.
